Make your mortgage journey delightful for everyone

Trusted by industry leaders
Tired of paper-based and   inefficient mortgage processes?
Oper enables lenders to streamline mortgage origination and deliver an exceptional borrower experience faster than ever before

Transform the mortgage experience for your advisors and clients

Boost your conversion rates

Increase your conversion rates by opening, combining, and optimising different channels

Offer great experiences

Provide digital and personalised mortgage journey that fosters transparency and reduces borrower anxiety

Increase operational efficiency

Streamline every step of your mortgage origination process by leveraging our smart data tools.

Launch new mortgage products in weeks

Bring new mortgage products to market faster and more efficiently than ever before. With Oper things like pricing, acceptance, and more can be easily adapted and iterated upon.

Unified user experience with our white-label solution

Effortlessly incorporate Oper into your mortgage journey with your chosen branding.

Bank grade security

Protect your data with bank-level security and a robust GDPR compliance.

Lay the Foundation for Market-Wide Initiatives

Oper provides an expert infrastructure for market-wide projects to accelerate mortgage transformation. See how we did in in Czech Republic.

A real impact that can be measured

Explore how we help our lender clients with their mortgage distribution
Book a demo
+81%
faster mortgage decision
-39%
time for data entry
+25%
customer conversion

From activation to fulfilment

Oper will assist you in all steps of the process

Activation
Provide an outstanding customer experience while generating and qualifying leads with our high-converting, self-service mortgage simulator
Advisory
Craft personalised solutions to prospective borrowers and assist them in with expert advice
Fulfilment
Analyse data to improve the quality of loan requests and increase the likelihood of acceptance
Compose your own personalised system and integrate it into your application landscape thanks to the flexibility of our different modules supported by a powerful API

See how we did it with Bank Cler

Learn more about how Bank Cler's collaboration with Oper has improved the digital mortgage journey for Swiss expats:

Read the case study

Trusted by industry leaders

Herman Bruyland
Managing Director at Creafin
“Our credit application tool Creanet 2.0., developed by Oper Credits, facilitates a paperless, smooth and workflow driven origination process that enables us to expand our business. Furthermore, Oper Credit’s team is very responsive to our needs and is value added.”
Véronique Jacobs
Product Manager at Triodos Bank
"Since we are using our new digital mortgage simulation tool by Oper, not only did we achieve a significant increase in the number of qualitative leads, but we also saw a remarkable 27% increase in the conversion rate. The flexibility of Oper's digital solutions for mortgage loans has given us great satisfaction and the results exceed our expectations."
Yannick Grandjean
Digital Banking Manager at Bank Cler
‍“The new online mortgage application process significantly improved Bank Cler’s ability to distribute mortgages digitally. Compared to our previous channel, our reports show increasing volumes and a higher conversion rate.”
Herman Verbruggen
Financial Advisor, Hillewaere Hypotheken
"Oper really approaches things dynamically, in a way that fits very well our way of working. They listen to our needs, as well as the needs of our clients, and find the best solutions."
Peter Vermeerbergen
Director, Hypo-Expert
"Oper can be used for both sales and management support. The ultimate goal is to offer a comparison between the different lenders, so that the customer can make their best choice."

The future of mortgages starts today

Do you want to see how Oper’s solutions can streamline mortgage process, reduce costs and increase conversion rates at your institution?