The 4 Mortgage Trends for 2024 are revealed! Read our report to learn more 👉

Make your mortgage journey effortless for everyone

Trusted by industry leaders
Tired of inefficient mortgage processes?
Oper enables lenders to streamline mortgage origination and deliver an exceptional borrower experience faster than ever before

Your ultimate digital mortgage solution

Boost your conversion rates

Increase your sales volumes and shorten cycles by opening up new channels. Oper’s  self-served borrower affordability calculator filters out prospects less likely to convert.

Offer great experiences

Provide digital and personalised mortgage journeys that fosters transparency and reduces borrower anxiety. Exceed industry standards with our white-label platform that ensures a coherent user experience.

Increase operational efficiency

Streamline and centralise your mortgage origination on a single platform that promotes team collaboration and transparency. Automate your underwriting and improve loan request quality with our AI tools.

Provide personal assistance digitally

Use Oper to streamline mortgage processes so you can focus on what matters - helping your borrowers personally to purchase their dream homes.

Make your mortgages paperless

Request all data and documents from borrowers digitally, manage all files within a single platform and automatically generate loan request PDFs, drastically reducing the need for physical paper.

Bank grade compliance

Protect your data with bank-level security and a robust GDPR compliance. Our ISO 27001 certification assures our responsible data handling, in accordance with applicable laws.

Crafted by experts

Oper combines mortgage expertise with skills to create a world-class tech. Leading European lenders choose to implement Oper’s best-in-class mortgage solution within weeks rater than building software in-house.

A real impact that can be measured

Explore how we help our lender clients with their mortgage origination
Book a demo
+81%
faster mortgage decision
+90%
boost in first-time-right scores
+25%
customer conversion

From pre-application to closing

Oper will assist you in all steps of the process

Affordability Check
Provide an outstanding borrower experience and generate leads with our high-converting affordability simulators
Application
Let borrowers submit documents online so your advisors can review the loan requests easily
Closing
Automate document verification, run credit checks, generate offers, and sign digitally
Connect it all with via our composable API platform

See how we did it with Bank Cler

Learn more about how Bank Cler's collaboration with Oper has improved the digital mortgage journey for Swiss expats:

Read the case study

Trusted by industry leaders

Herman Bruyland
Managing Director at Creafin
“Our credit application tool Creanet 2.0., developed by Oper Credits, facilitates a paperless, smooth and workflow driven origination process that enables us to expand our business. Furthermore, Oper Credit’s team is very responsive to our needs and is value added.”
VĂ©ronique Jacobs
Product Manager at Triodos Bank
"Since we are using our new digital mortgage simulation tool by Oper, not only did we achieve a significant increase in the number of qualitative leads, but we also saw a remarkable 27% increase in the conversion rate. The flexibility of Oper's digital solutions for mortgage loans has given us great satisfaction and the results exceed our expectations."
Yannick Grandjean
Digital Banking Manager at Bank Cler
‍“The new online mortgage application process significantly improved Bank Cler’s ability to distribute mortgages digitally. Compared to our previous channel, our reports show increasing volumes and a higher conversion rate.”
Herman Verbruggen
Financial Advisor, Hillewaere Hypotheken
"Oper really approaches things dynamically, in a way that fits very well our way of working. They listen to our needs, as well as the needs of our clients, and find the best solutions."
Peter Vermeerbergen
Director, Hypo-Expert
"Oper can be used for both sales and management support. The ultimate goal is to offer a comparison between the different lenders, so that the customer can make their best choice."

The future of mortgages starts today

Do you want to see how Oper’s solutions can streamline mortgage process, reduce costs and increase conversion rates at your institution?