The future of digital mortgages starts today

Designed to make mortgage experiences smooth and effortless - for both lenders and borrowers.

Explore our products

Advisory Portal

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Borrower Portal

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API Gateway

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Empowering lenders to make

mortgage experience delightful

Oper's comprehensive white-label mortgage platform empowers you to deliver an exceptional borrower experience, boost conversion rates, and increase efficiency. From activation to fulfilment, Oper automates the manual and inefficient parts of the process so you can focus on what truly matters- providing a human touch and fostering enduring client relationships. With Oper, great mortgage experiences are just a click away.
Digital-first distribution

Borrower Portal

Provide an outstanding customer experience by enabling borrowers to quickly simulate mortgages and assess their ability to finance their chosen property
Generate high quality leads efficiently via a high-converting digital channel
Personalise the end-to-end mortgage journey from simulation to personalised offer and give your borrowers full transparency in the process.
Allow your borrowers to exchange documents and other information within a single platform

White-labelled solution to fit your needs

Oper integrates seamlessly with your systems to provide a coherent user experience
Product features
High-touch digital engagement

Advisory Portal

Provide expert advice and craft personalised solutions to prospective borrowers within a single digital platform
Efficiently collect borrower information and documents to improve the quality of loan requests and increase the likelihood of offer creation 
Empower your advisors by providing one, transparent dashboard to enhance team collaboration
Qualify leads efficiently and process your mortgage requests in a secure, efficient, and cost-effective way, from contact to contract.

Bank-grade Security

Protect your data with bank-level security and a robust GDPR compliance.

From activation to fulfilment

Oper will assist you in all steps of the process

Provide an outstanding customer experience while generating and qualifying leads with our high-converting, self-service mortgage simulator
Craft personalised solutions to prospective borrowers and assist them in with expert advice
Analyse data to improve the quality of loan requests and increase the likelihood of acceptance
Compose your own personalised system and integrate it into your application landscape thanks to the flexibility of our different modules supported by a powerful API
Connection to a rich mortgage eco-system

API Gateway

True connectivity in your mortgage ecosystem
Our ever-growing infrastructure of API services connects all the vital dots, making your mortgage ecosystem work harmoniously, efficiently, and effortlessly.
End data entry frustration
Say goodbye to the tedious and error-prone world of double data entry. Our API Gateway connects seamlessly with your partners and third-party services, syncing data cross systems, thus eliminating the frustration and wasted time that come with duplicate data input.
Instant trust, every time
Trustworthy data is your foundation. Our API Gateway takes the hassle out of data gathering by automatically fetching trusted, up-to-date information. Save time, boost compliance, and gain peace of mind, knowing that your data is always reliable.

Core features

Online simulation

Activate and qualify leads by providing mortgage simulation experience

Financial planning

Build a detailed view on costs and financing of a mortgage project

Document management

One library where advisors can structure their documentation

Expert simulation

Advanced simulation for expert mortgage advisor

Offer creation

Create and compare different scenarios in seconds

Task management

Improve collaboration and handover between teams

Product exploration

Browse and find the best mortgage product on the market today

Pricing management

Manage the pricing of your products and stay agile

API integrations

Connect with third-party system via robust and secure API solutions

Increase the efficiency of your mortgage processes

With Oper our clients see:

Faster mortgage decision
Customer conversion
Time for data entry

Trusted by industry leaders

Herman Bruyland
Managing Director at Creafin
“Our credit application tool Creanet 2.0., developed by Oper Credits, facilitates a paperless, smooth and workflow driven origination process that enables us to expand our business. Furthermore, Oper Credit’s team is very responsive to our needs and is value added.”
Véronique Jacobs
Product Manager at Triodos Bank
"Since we are using our new digital mortgage simulation tool by Oper, not only did we achieve a significant increase in the number of qualitative leads, but we also saw a remarkable 27% increase in the conversion rate. The flexibility of Oper's digital solutions for mortgage loans has given us great satisfaction and the results exceed our expectations."
Yannick Grandjean
Digital Banking Manager at Bank Cler
‍“The new online mortgage application process significantly improved Bank Cler’s ability to distribute mortgages digitally. Compared to our previous channel, our reports show increasing volumes and a higher conversion rate.”
Herman Verbruggen
Financial Advisor, Hillewaere Hypotheken
"Oper really approaches things dynamically, in a way that fits very well our way of working. They listen to our needs, as well as the needs of our clients, and find the best solutions."
Peter Vermeerbergen
Director, Hypo-Expert
"Oper can be used for both sales and management support. The ultimate goal is to offer a comparison between the different lenders, so that the customer can make their best choice."

The future of mortgages starts today

Empower your advisors with Oper’s cutting-edge white-labelled platform to seamlessly generate and qualify mortgage leads while crafting tailored solutions that convert. Oper helps you elevate your mortgage offering into the 21st century.
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