Join our webinar on July 31st: Supercharging Efficiency - AI in Mortgages  🚀

Mortgage Origination Supercharged

Designed to make mortgage experiences effortless - for both lenders and borrowers

Book a demo
Trusted by industry leaders

Say farewell to manual mortgage processes

Oper empowers lenders to deliver an exceptional borrower experience, boost conversion rates, and increase efficiency. From affordability check to closing, Oper automates the manual and paper-heavy parts of the process so you can focus on providing personal advisory to your borrowers. With Oper, great mortgage experiences are just a click away.

Book a demo

Hassle-free mortgages for all

From borrowers to credit analysts, Oper supports everyone in your lending business

For Loan Advisors

Let your loan advisors simulate mortgages, collect documents and fulfil application requests efficiently. With our lender tools, advisors are able to generate more leads, close faster, and increase operational efficiency.

For Credit Analysts

Let your credit analysts verify data and documents, run credit checks, calculate financial ratios, and make a decision on the mortgage application. Improve loan request quality by up to 90% with our automated verification tools.

For Borrowers

Provide digital experiences and personal touch to your borrowers from pre-application to closing. With self-served affordability assessment, seamless mortgage application and digital documents upload, applying for mortgages is transparent and anxiety - free.

A real impact that can be measured

Explore how we help our lender clients with their mortgage origination
Book a demo
+81%
faster mortgage decision
+90%
first-time-right scores
+25%
customer conversion

One, ultimate solution‍

Our white-label platform integrates seamlessly with your systems

Affordability Check
Application
Closing

Affordability Calculator 

Improve customer experience by letting borrowers calculate how much they can loan, or if they can afford to purchase a specific property

Advanced Mortgage Planner 

Allow your loan advisors simulate mortgages, provide advice to borrowers and help them select mortgage products efficiently

Schedule Advisory Meetings

Enable your borrowers schedule meetings with their advisors to support them along the way

Self-Service Mortgage Application

Let your borrowers apply for a mortgage online and keep them up to date on the status of their application

Self-Service Document Management

Improve the quality of loan application and close faster by collecting documents from borrowers online

Loan Application Fulfilment

Let loan advisors review, and manage mortgage applications, complete the loan request, and review acceptance checks

Loan Application Analysis

Automate document verification and data extraction through third-party integrations and AI tools

Underwriting

Run credit checks, calculate financial ratios, decide on mortgage applications, and generate ESIS and contracts. Supported by AI.

Digital Signatures

Let borrowers sign loan request documents and offers digitally with eSignatures

Bank-grade Security

Protect your data with bank-level security and robust GDPR compliance.

Fully embedded within your IT landscape

Our white-label platform follows industry’s best-practices and can be integrated into core banking systems within 4-6 weeks of contract signing. With our dedicated implementation team, great experiences are just a click away.

Book a demo

See how we did it with Bank Cler

Learn more about how Bank Cler's collaboration with Oper has improved the digital mortgage journey for Swiss expats:

Read the case study

Trusted by industry leaders

Herman Bruyland
Managing Director at Creafin
“Our credit application tool Creanet 2.0., developed by Oper Credits, facilitates a paperless, smooth and workflow driven origination process that enables us to expand our business. Furthermore, Oper Credit’s team is very responsive to our needs and is value added.”
Véronique Jacobs
Product Manager at Triodos Bank
"Since we are using our new digital mortgage simulation tool by Oper, not only did we achieve a significant increase in the number of qualitative leads, but we also saw a remarkable 27% increase in the conversion rate. The flexibility of Oper's digital solutions for mortgage loans has given us great satisfaction and the results exceed our expectations."
Yannick Grandjean
Digital Banking Manager at Bank Cler
‍“The new online mortgage application process significantly improved Bank Cler’s ability to distribute mortgages digitally. Compared to our previous channel, our reports show increasing volumes and a higher conversion rate.”
Herman Verbruggen
Financial Advisor, Hillewaere Hypotheken
"Oper really approaches things dynamically, in a way that fits very well our way of working. They listen to our needs, as well as the needs of our clients, and find the best solutions."
Peter Vermeerbergen
Director, Hypo-Expert
"Oper can be used for both sales and management support. The ultimate goal is to offer a comparison between the different lenders, so that the customer can make their best choice."

The future of mortgages starts today

Empower your advisors with Oper’s cutting-edge platform to seamlessly generate and qualify mortgage leads while crafting solutions that convert. Oper helps you elevate your mortgage offering into the 21st century.
Book a demo
Solutions
Benefits
Product Features
Company
About us
Careers
Contact
Privacy Policy
Resources
Blog
Reports
Case Studies
Developers Hub
Follow us
2024 Oper Credits. All rights reserved.
Supported by: