The future of digital mortgages starts today
Designed to make mortgage experiences smooth and effortless - for both lenders and borrowers.
Explore our products
Empowering lenders to make
the mortgage experience delightful
Oper's comprehensive white-label mortgage platform empowers you to deliver an exceptional borrower experience, boost conversion rates, and increase efficiency. From activation to fulfilment, Oper automates the manual and inefficient parts of the process so you can focus on what truly matters - providing a human touch and fostering enduring client relationships. With Oper, great mortgage experiences are just a click away.
Digital-first distribution
Borrower Portal
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Provide an outstanding customer experience by enabling borrowers to quickly simulate mortgages and assess their ability to finance their chosen property
Generate high quality leads efficiently via a high-converting digital channel
Personalise the end-to-end mortgage journey from simulation to the loan request and give your borrowers full transparency in the process
Allow your borrowers to exchange documents and other information within a single platform
White-labelled solution to fit your needs
Oper integrates seamlessly with your systems to provide a coherent user experience
Product features
Personalised digital engagement
Advisory Portal
Qualify leads efficiently and process your mortgage requests in a secure, efficient, and cost-effective way, from contact to contract
Efficiently collect borrower information and documents to improve the quality of loan requests and increase the likelihood of offer acceptance
Streamline collaboration with a clear and unified dashboard for your advisors to follow-up and close deals
Provide expert advice and craft personalised solutions to prospective borrowers within a single digital platform
Bank-grade Security
Protect your data with bank-level security and robust GDPR compliance.
From activation to fulfilment
Oper assists you every step of the way
Activation
Provide an outstanding customer experience while generating and qualifying leads with our self-service mortgage simulator
Advisory
Deliver personalised solutions and expert advice to every prospective borrower
Fulfilment
Digitally and seamlessly collect and verify information to boost first-time-right scores and improve process efficiency
Integrate your own personalised system into your IT landscape via Oper Connect, a comprehensive API infrastructure with extensive documentation and support capabilities that make complex integrations effortless
Connection to a rich mortgage eco-system
Oper Connect
True connectivity in your mortgage ecosystem
Connect the dots and make your mortgage ecosystem work efficiently and effortlessly.
End data entry frustration
Connect seamlessly with third-party services, sync data across systems and eliminate the inefficiency that come with duplicate data entry
Instant trust, every time
Automatically fetch trusted, up-to-date information. Save time, boost compliance, and gain peace of mind, knowing that your data is always reliable.
Core features
Self-served simulation
Activate and qualify leads by providing mortgage simulation experience
Financial planning
Build a detailed view on costs and financing of a mortgage project
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Document management
One library where advisors can structure their documentation
Expert simulation
Advanced simulation for expert mortgage advisor
Offer creation
Create and compare different scenarios in seconds
Task management
Improve collaboration and handover between teams
Product exploration
Browse and find the best mortgage product on the market today
Pricing management
Manage the pricing of your products and stay agile
Oper Connect
Integrate with external systems using our robust & secure API infrastructure
Increase the efficiency of your mortgage processes
With Oper our clients see:
+81%
Faster mortgage decision
+25%
Customer conversion
-39%
Time for data entry
Mortgage technology trusted by industry leaders
Klaus Kumpfmüller
CEO at HYPO Oberösterreich
"Thanks to Oper's innovative software solutions, we are successfully digitizing our mortgage origination process and making it future-proof. The implementation went smoothly and quickly within just 8 weeks thanks to the flexibility and commitment of the Oper team."
Attila Soós
Deputy CEO at Fundamenta-Lakáskassza
"Oper’s capabilities to tailor their solution to our specific needs exceeded our expectations and were further reflected during their thorough and professional onboarding process. We are more than excited for the full roll-out to our 1000+ agents and can’t wait to get additional value out of the Oper platform."
Yannick Grandjean
Digital Banking Manager at Bank Cler
“The new online mortgage application process significantly improved Bank Cler’s ability to distribute mortgages digitally. Compared to our previous channel, our reports show increasing volumes and a higher conversion rate.”
Herman Bruyland
Managing Director at Creafin
“Our credit application tool Creanet 2.0., developed by Oper Credits, facilitates a paperless, smooth and workflow driven origination process that enables us to expand our business. Furthermore, Oper Credit’s team is very responsive to our needs and is value added.”
The future of mortgages starts today
Empower your advisors with Oper’s cutting-edge platform and AI features. Book a demo with our expert today to see how the AI mortgage tools can supercharge your processes.
2024 Oper Credits. All rights reserved.
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