The Oper Credits Blog

Insights on faster loan decisions, compliance automation, and the future of lending.

Analysis

Building the Agentic Bank: what needs to be true

The Agentic Bank isn't a destination. It's a direction Part three of a three-part series on the agentic bank written by Oper’s CEO and Co-Founder...

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The engine room is changing next - and the ROI will surprise you

Part two of a three-part series on the agentic bank written by Oper’s CEO and Co-Founder Geert van Kerckhoven. The front office gets the headlines....

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The Mortgage Front Office has already changed. Here's what's coming next.

“I wrote "A Blueprint for the AI-Native Lender" as a report earlier this year. But reports sit in inboxes. This series is my attempt to make the same...

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The Mortgage Efficiency Leap: Why AI needs to start behind the scenes

The Knowledge Crisis: When Hermann goes on vacation At DemoBank, there's a running joke that reveals a serious problem: when Hermann goes on...

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Navigating green mortgages with technology: a practical handbook for lenders

So how can lenders support borrowers in this journey? We now take a closer view of the lenders’ business model and zoom deeper into the impact on the...

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Beyond Brick and Mortar: The Future of European Housing through Green Mortgages

This blog content is taken from our report “Are Green Mortgages the Bridge to a Greener Housing Landscape?” - read the report in full here. Financing...

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Mortgage Trends 2023: Glass half empty or half full?

The general level of interest rates, lower consumer confidence, and deteriorating housing market prospects are driving the net decrease in housing...

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Enabling the Digital DIP with a Mortgage Platform

One such area is in the onboarding of customers for current accounts. A process that used to take days and be laden with manual paperwork can now be...

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Mortgage Trends 2023

During these last days of the year, we often ask: What are the mortgage trends you predict for 2023? Yes, our European clients anticipate a decrease...

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Why the Mortgage Market Needs a Facelift

Digital mortgages are on the rise, but lenders are still lagging behind Buying a home is one of life’s biggest milestones. You’re not only acquiring...

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