Oper

Oper uses industry-standard controls and an ISO/IEC 27001–certified security program to protect customer data and support regulated workflows.

Trusted by industry leaders

Built-in bank-grade security

At Oper, protecting customer data is a core responsibility. We combine strong security engineering with disciplined governance so financial institutions can use our platform with confidence.

Robust security measures

Security Controls

Controls include encryption, secure infrastructure, customer data segregation, strict access management with multi-factor authentication, and continuous monitoring.

Resilience & Incident Preparedness

We maintain incident response and business continuity practices, and we train our teams regularly to keep security part of everyday operations.

Privacy & Regulatory Alignment

Our securityand governance practices are designed to support regulated financial institutions and align with European expectations for ICT risk management and responsible use of AI.

ISO 27001-Certified

Oper is ISO/IEC 27001 certified, reflecting a structured information security management system with risk management and continuous improvement.

An enhanced mortgage journey - smarter, faster, and more reliable

We work with banks and lenders across Europe and support their regulatory and risk teams with the evidence they need for due diligence, including:

• Outsourcing & third-party risk (EBA outsourcing expectations)
• Data protection & privacy (GDPR)
• ICT risk & operational resilience (DORA, NIS2)

• Mortgage and consumer credit regulation (Credit Directive)
• Digital identity and e-signatures (eIDAS)
• AI governance (EU AI Act)

We also support customers in addressing national supervisory expectations
(for example, BaFin circulars in Germany or BWG in Austria).

"At Oper, we are committed to driving innovation that addresses the needs of both lenders and borrowers. Our Agentiv AI features not only supercharge your loan advisors and mid-office employees but also ensure that borrowers receive quicker and more reliable feedback."
- Geert van Kerckhoven, Co-founder & CEO at Oper

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Designed for financial institutions