---
title: Legal Notice / Imprint | Oper Credits
description: "Provider identification for Oper Credits BV, Antwerp: company details, enterprise and VAT number, representatives, and legal information."
image: https://www.opercredits.com/hubfs/oper-og-default-en.png
---

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    - [Origination Platform](https://www.opercredits.com/origination-platform)
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- [Customers](https://www.opercredits.com/case-studies)
- [Compliance](https://www.opercredits.com/compliance)
- Resources

    - [Blog](https://www.opercredits.com/blog)
    - [Reports](https://www.opercredits.com/reports)
    - [Webinars](https://www.opercredits.com/webinars)
- Company

    - [About](https://www.opercredits.com/about-us)
    - [Careers](https://www.opercredits.com/careers)
    - [Partners](https://www.opercredits.com/partners)
    - [Contact](https://www.opercredits.com/contact)

# Legal Notice / Imprint

Provider identification pursuant to Book XII of the Belgian Code of Economic Law and, voluntarily, § 5 DDG.

| Company | Oper Credits BV, a private limited company (besloten vennootschap) under Belgian law |
| --- | --- |
| Registered office | Lange Gasthuisstraat 29, 2000 Antwerp, Belgium |
| Enterprise number | CBE/KBO 0719.676.454 · RPR Antwerp, Antwerp division |
| VAT ID | BE 0719.676.454 |
| Email | legal@opercredits.com |
| Represented by | Geert Van Kerckhoven and Wouter Lachat, business address as above |
| Content responsibility | Geert Van Kerckhoven, address as above |

 

##### Supervision

Oper Credits BV provides software to financial institutions and is itself neither a credit institution nor a licensed financial services provider; it is not subject to prudential supervision.

##### Dispute resolution

Our products and services are directed exclusively at businesses. We are neither obliged nor willing to participate in dispute resolution proceedings before a consumer arbitration board. EU online dispute resolution platform: ec.europa.eu/consumers/odr.

##### Copyright and trademarks

All content on this website is protected by copyright. "Oper", "Herman" and the Oper logo are trademarks or trade names of Oper Credits BV. Third-party trademarks remain the property of their respective owners.

##### External links

This website contains links to external websites over whose content we have no control. The respective provider is responsible for the content of linked pages.

[![big\_logotype-1](https://www.opercredits.com/hubfs/big_logotype-1.png)](https://www.opercredits.com/?hsLang=en)

[Linkedin](https://www.linkedin.com/company/opercredits/)[YouTube](https://www.youtube.com/@OperCredits)

Products

Products

- [Herman](https://www.opercredits.com/herman-ai)
- [Use Cases](https://www.opercredits.com/use-cases)
- [Customers](https://www.opercredits.com/case-studies)
- [Compliance](https://www.opercredits.com/compliance)
- [Origination Platform](https://www.opercredits.com/origination-platform)

Resources

Resources

- [Blog](https://www.opercredits.com/blog)
- [Reports](https://www.opercredits.com/reports)
- [Webinar](https://www.opercredits.com/webinars)

Company

Company

- [About](https://www.opercredits.com/about-us)
- [Careers](https://www.opercredits.com/careers)
- [Partners](https://www.opercredits.com/partners)
- [Contact](https://www.opercredits.com/contact)

- [Privacy Policy](https://www.opercredits.com/privacy-policy)
- [Cookie Policy](https://www.opercredits.com/cookie-policy)
- [Terms of Use](https://www.opercredits.com/terms-of-use)
- [Legal Notice](https://www.opercredits.com/legal-notice)
- [Data Processors](https://www.opercredits.com/data-processors)
- [Reporting a Security Issue](https://www.opercredits.com/reporting-a-security-issue)

© 2026 Oper Credits

```json
{
  "@context" : "https://schema.org",
  "@id" : "https://www.opercredits.com/#organization",
  "@type" : "Organization",
  "address" : {
    "@type" : "PostalAddress",
    "addressCountry" : "BE",
    "addressLocality" : "Antwerp",
    "postalCode" : "2000",
    "streetAddress" : "Lange Gasthuisstraat 29"
  },
  "description" : "Oper Credits builds Herman, the AI credit analyst for mortgage lending at regulated European banks and lenders.",
  "founder" : [ {
    "@type" : "Person",
    "name" : "Geert Van Kerckhoven",
    "sameAs" : "https://www.linkedin.com/in/geertvankerckhoven"
  }, {
    "@type" : "Person",
    "name" : "Wouter Lachat"
  } ],
  "foundingDate" : "2018",
  "legalName" : "Oper Credits BV",
  "logo" : "https://www.opercredits.com/hubfs/20260714_Oper%20Credits%20logo%20blue%20transparent.png",
  "name" : "Oper Credits",
  "sameAs" : [ "https://www.linkedin.com/company/opercredits/", "https://www.youtube.com/@OperCredits", "https://www.crunchbase.com/organization/oper-781f" ],
  "url" : "https://www.opercredits.com",
  "vatID" : "BE0719676454"
}
```