Reports and Whitepapers

Research and practical guides for mortgage lending teams, from the team building Herman, the AI credit analyst for European lenders.
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Report From 3 Days to 3 Minutes Featured Image Banner EN
From 3 Days to 3 Minutes: How banks integrate AI into existing credit processes

Whitepaper

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Report The LOSt Cause Featured Image Banner EN
The LOSt Cause: Why Agentic AI Dethroned the LOS

Report

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Report Mortgage Trends 2026 Featured Image Banner EN
Mortgage Trends 2026: A new Era of Intelligent Mortgage Origination

Report

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Report State of AI 2025 Featured Image Banner EN
The State of AI in European Mortgage Markets

Report

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