Free Report

The State of AI in European Mortgage Markets in 2025

Download our report to learn how to boost efficiency for your mortgage business with AI.

Europe’s mortgage market is at a turning point. After years of contraction, demand is rebounding across the continent just as AI technology reaches commercial maturity. This convergence is reshaping mortgage origination, putting speed, efficiency, and resilience at the center of competition.

This report shows how AI-powered mortgage processing can cut turnaround times, maintain rigorous risk and regulatory standards, and enhance customer experience - delivering measurable advantages for lenders in rapidly growing markets.

Download the report to explore the data, analysis, and strategies shaping the future of European mortgage origination.

AI technology can deliver measurable improvements in processing efficiency, customer experience, and operational resilience.

Authors and contributors

Geert Van Kerckhoven
CEO and Co-founder
Oper Credits
Christine Hick
Chief of Staff
Oper Credits
Ronja Schwarm
Marketing Manager
Oper Credits

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