Digital Mortgages, Made Easy.

Our out-of-the-box solution digitizes your business so you can increase sales and customer satisfaction.

Digital Mortgages, Made Easy.

How it Works

Loan Request
Account Creation
Automated email invitations are sent to clients, allowing them to create an account, manage appointments, and apply for mortgages from their mobile or desktop device.

Affordability Questionnaire
Clients complete a borrower profile and loan request, providing a better understanding of their needs and financial position.

Decision in Principle
Provide clients with an estimated mortgage rate and loan amount through our configurable product recommendations
Gather Proof
Data Collection
Oper gathers data from the source, including Open Banking, real estate valuation, and credit scoring data

Secure Document Upload
After a product has been chosen, the client continues to application and uploads proof documents digitally through our app

Document management
Easily view and verify proof documents, minimizing back-and-forth needed with clients
Close the Mortgage
Manage your Sales Funnel
Track the status of leads and clients with built-in prioritization functionality through the agent portal

Digitally Close the Mortgage
Once the application is finalized and approved, clients can sign and close their mortgage digitally through the client portal

Funnel Analytics
Easily monitor the performance of your sales efforts and identify areas for improvement

Pay for what you need

Pricing that reflects the complexity and scale of your business

Oper Basic

Increase Collaboration through our broker and custom facing portals
65 /mortgage
  • Agent Portal
  • Self Service Client Portal
  • Built in Security and Compliance

Oper Pro

Automated product advisor to further streamline your processes
130 /mortgage
  • Agent Portal
  • Self Service Client Portal
  • Built in Security and Compliance
  • Pricing and Product Recommendations
  • Customizable Analytics Reports

Enterprise

For Large brokers and lenders who issue over €150M in mortgage loans annually
Contact For Pricing
  • Agent Portal
  • Self Service Client Portal
  • Built in Security and Compliance
  • Pricing and Product Recommendations
  • Customizable Analytics Reports
  • Fully Customizable White-labeled Software

Pay for what you need

Pricing that reflects the complexity and scale of your business

Oper Basic

Increase Collaboration through our broker and custom facing portals

€65/mortgage

 Agent Portal
 Self Service Client Portal
Built in Security and Compliance

Request a Demo

Oper Pro

Automated product advisor to further streamline your processes

€130/mortgage

✅ Agent Portal
✅ Self Service Client Portal
✅ Built in Security and Compliance
✅ Pricing and Product Recommendations
✅ Customizable Analytics Reports

Request a Demo

Enterprise

For Large brokers and lenders who issue over €150M in mortgage loans annually

Contact For Pricing

✅ Agent Portal
✅ Self Service Client Portal
✅ Built in Security and Compliance
✅ Pricing and Product Recommendations
✅ Customizable Analytics Reports
✅ Fully Customizable White-labeled Software

Request a Demo

FAQs

Oper offers bank-grade data security through a private, secured cloud environment. Our security systems are routinely tested by a 3rd party security firm to ensure all customer data is handled safely and in compliance with GDPR.

For the majority of countries we are active in Oper sources the different pricing tables through integrations with lenders. This pricing data, combined with the loan application information is used to provide the broker with tailored product recommendations for each client.

Our open API architecture also makes it easy to integrate into your existing systems and that of your partners (e.g. lenders). Oper also offers a variety of standard integrations including Office 365, Twilio, Contract.fit, Hubspot, Salesforce, and Metabase.

We currently have clients across Belgium, Austria, Switzerland, and the UK but are continuing to onboard new brokers throughout Europe. Language options on Oper’s broker and customer portals are also fully configurable to assist clients across Europe.

Ready to Get Started?