---
title: "Blog: Expert insights for lending teams | Oper Credits"
description: Technology and innovation insights for digital mortgages, from the platform helping European lenders and brokers streamline mortgage distribution.
image: https://www.opercredits.com/hubfs/oper-og-default-en.png
---

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# The Oper Credits Blog

#### Insights on faster loan decisions, compliance automation, and the future of lending.

Filter by Tag Show All Analysis Belgium Conversion Innovation Lenders Open Finance Partnership Press Productivity

[![](https://www.opercredits.com/hs-fs/hubfs/Partnership%20Banner%20-%20Oper%20%C3%97%20Volksbank-selection.png?width=600&height=350&name=Partnership%20Banner%20-%20Oper%20%C3%97%20Volksbank-selection.png)](https://www.opercredits.com/blog/the-austrian-association-of-volksbanks-and-oper-launch-partnership-to-digitalise-mortgage-lending-in-austria)

#### [Austrian Volksbank Group and Oper Launch Partnership to Digitize Mortgage Lending in Austria](https://www.opercredits.com/blog/the-austrian-association-of-volksbanks-and-oper-launch-partnership-to-digitalise-mortgage-lending-in-austria)

Vienna, 3 September 2026 – Oper, Europe’s leading provider of technology for digital mortgage lending, today announced a partnership with VOLKSBANK WIEN AG, which has been the central organization of the Association of Volksbanks...

[Partnership](https://www.opercredits.com/blog/tag/partnership) [Press](https://www.opercredits.com/blog/tag/press) 

[Read More](https://www.opercredits.com/blog/the-austrian-association-of-volksbanks-and-oper-launch-partnership-to-digitalise-mortgage-lending-in-austria)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/69df6ff317747b0ffea44bb1_geert-article-2.png?width=900&height=600&name=69df6ff317747b0ffea44bb1_geert-article-2.png)](https://www.opercredits.com/blog/building-the-agentic-bank-what-needs-to-be-true)

#### [Building the Agentic Bank: what needs to be true](https://www.opercredits.com/blog/building-the-agentic-bank-what-needs-to-be-true)

The Agentic Bank isn't a destination. It's a direction Part three of a three-part series on the agentic bank written by Oper’s CEO and Co-Founder...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Analysis](https://www.opercredits.com/blog/tag/analysis)

[Read More](https://www.opercredits.com/blog/building-the-agentic-bank-what-needs-to-be-true)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/69df6ff317747b0ffea44bb1_geert-article-2.png?width=900&height=600&name=69df6ff317747b0ffea44bb1_geert-article-2.png)](https://www.opercredits.com/blog/the-engine-room-is-changing-next-and-the-roi-will-surprise-you)

#### [The engine room is changing next - and the ROI will surprise you](https://www.opercredits.com/blog/the-engine-room-is-changing-next-and-the-roi-will-surprise-you)

Part two of a three-part series on the agentic bank written by Oper’s CEO and Co-Founder Geert van Kerckhoven. The front office gets the headlines....

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Analysis](https://www.opercredits.com/blog/tag/analysis)

[Read More](https://www.opercredits.com/blog/the-engine-room-is-changing-next-and-the-roi-will-surprise-you)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/69df6ff317747b0ffea44bb1_geert-article-2.png?width=900&height=600&name=69df6ff317747b0ffea44bb1_geert-article-2.png)](https://www.opercredits.com/blog/the-mortgage-front-office-has-already-changed-heres-whats-coming-next)

#### [The Mortgage Front Office has already changed. Here's what's coming next.](https://www.opercredits.com/blog/the-mortgage-front-office-has-already-changed-heres-whats-coming-next)

“I wrote "A Blueprint for the AI-Native Lender" as a report earlier this year. But reports sit in inboxes. This series is my attempt to make the same...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Analysis](https://www.opercredits.com/blog/tag/analysis)

[Read More](https://www.opercredits.com/blog/the-mortgage-front-office-has-already-changed-heres-whats-coming-next)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/69b9899b6ac6877c70ef0cde_WhatsApp-Image-2026-03-17-at-18_00_37-(2).jpg?width=1600&height=1200&name=69b9899b6ac6877c70ef0cde_WhatsApp-Image-2026-03-17-at-18_00_37-(2).jpg)](https://www.opercredits.com/blog/onesto-goes-live-with-herman)

#### [Onesto goes live with Herman](https://www.opercredits.com/blog/onesto-goes-live-with-herman)

New Client Announcement Onesto, one of Belgium's leading social mortgage and renovation lenders, has deployed Herman to transform how its team...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Belgium](https://www.opercredits.com/blog/tag/belgium)

[Read More](https://www.opercredits.com/blog/onesto-goes-live-with-herman)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/69a190152445aee341354c46_forbes.png?width=900&height=600&name=69a190152445aee341354c46_forbes.png)](https://www.opercredits.com/blog/oper-coverage-in-forbes-belgium-solving-the-time-to-yes-crisis-in-european-mortgages)

#### [Oper Coverage in Forbes Belgium - Solving the “Time-to-Yes” Crisis in European Mortgages](https://www.opercredits.com/blog/oper-coverage-in-forbes-belgium-solving-the-time-to-yes-crisis-in-european-mortgages)

In a recent profile in Forbes Belgium, we share how we’re tackling one of the biggest bottlenecks in European mortgage lending: the slow, largely...

[Press](https://www.opercredits.com/blog/tag/press)

[Read More](https://www.opercredits.com/blog/oper-coverage-in-forbes-belgium-solving-the-time-to-yes-crisis-in-european-mortgages)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/69a16d0c9255fbf7bd4c5851_finance-derivaitve.png?width=1007&height=757&name=69a16d0c9255fbf7bd4c5851_finance-derivaitve.png)](https://www.opercredits.com/blog/oper-coverage-in-finance-derivative-the-missing-link-in-europes-digital-mortgage-transformation)

#### [Oper Coverage in Finance Derivative: The Missing Link in Europe’s Digital Mortgage Transformation](https://www.opercredits.com/blog/oper-coverage-in-finance-derivative-the-missing-link-in-europes-digital-mortgage-transformation)

In this thought leadership piece for Finance Derivative, our CEO, Geert Van Kerckhoven, explores how Europe’s mortgage market has rebounded since the...

[Press](https://www.opercredits.com/blog/tag/press)

[Read More](https://www.opercredits.com/blog/oper-coverage-in-finance-derivative-the-missing-link-in-europes-digital-mortgage-transformation)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/69958927f72aa5e2712c1af2_new-client-announcement.png?width=900&height=600&name=69958927f72aa5e2712c1af2_new-client-announcement.png)](https://www.opercredits.com/blog/new-client-alert-oper-credits-welcomes-a-leading-belgian-cooperative-bank-as-a-new-customer)

#### [New client alert - Oper Credits welcomes a leading Belgian bank as a new customer](https://www.opercredits.com/blog/new-client-alert-oper-credits-welcomes-a-leading-belgian-cooperative-bank-as-a-new-customer)

Oper Credits is proud to welcome a leading Belgian bank as a new customer. The bank is taking an important step in strengthening its digital mortgage...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Belgium](https://www.opercredits.com/blog/tag/belgium) [Conversion](https://www.opercredits.com/blog/tag/conversion)

[Read More](https://www.opercredits.com/blog/new-client-alert-oper-credits-welcomes-a-leading-belgian-cooperative-bank-as-a-new-customer)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/69a18ff350615b73fe088ba7_paperjam.png?width=900&height=600&name=69a18ff350615b73fe088ba7_paperjam.png)](https://www.opercredits.com/blog/oper-coverage-in-paperjam-targeting-luxembourg-with-ai-assisted-mortgage-underwriting)

#### [Oper Coverage in Paperjam - targeting Luxembourg with AI-assisted mortgage underwriting](https://www.opercredits.com/blog/oper-coverage-in-paperjam-targeting-luxembourg-with-ai-assisted-mortgage-underwriting)

Paperjam highlights our expansion into Luxembourg as a priority market for our AI-assisted mortgage underwriting platform. In the interview, our...

[Press](https://www.opercredits.com/blog/tag/press)

[Read More](https://www.opercredits.com/blog/oper-coverage-in-paperjam-targeting-luxembourg-with-ai-assisted-mortgage-underwriting)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/69a18ffcc6dd7537c0f6672d_infinance.png?width=900&height=600&name=69a18ffcc6dd7537c0f6672d_infinance.png)](https://www.opercredits.com/blog/oper-coverage-in-infinance-why-decision-speed-now-wins-the-dutch-mortgage-market)

#### [Oper Coverage in “InFinance” - Why Decision Speed Now Wins the Dutch Mortgage Market](https://www.opercredits.com/blog/oper-coverage-in-infinance-why-decision-speed-now-wins-the-dutch-mortgage-market)

In its coverage of our Mortgage Trends 2026 report, InFinance highlights a structural turning point in the Dutch mortgage market that aligns closely...

[Press](https://www.opercredits.com/blog/tag/press)

[Read More](https://www.opercredits.com/blog/oper-coverage-in-infinance-why-decision-speed-now-wins-the-dutch-mortgage-market)

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Resources

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© 2026 Oper Credits

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  "@id" : "https://www.opercredits.com/#organization",
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  "description" : "Oper Credits builds Herman, the AI credit analyst for mortgage lending at regulated European banks and lenders.",
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}
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