The Oper Credits Blog

Insights on faster loan decisions, compliance automation, and the future of lending.

Lenders (2)

4 min read

Mortgage trends 2024: Navigating through uncertainty

As we explore the market challenges, it's crucial to understand the forces at play and how they're shaping mortgage lending across the continent. In...

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5 min read

Navigating green mortgages with technology: a practical handbook for lenders

So how can lenders support borrowers in this journey? We now take a closer view of the lenders’ business model and zoom deeper into the impact on the...

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5 min read

Beyond Brick and Mortar: The Future of European Housing through Green Mortgages

This blog content is taken from our report “Are Green Mortgages the Bridge to a Greener Housing Landscape?” - read the report in full here. Financing...

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1 min read

Ensuring Security in Mortgage Lending: Oper Credits Achieves ISO 27001 Certification

To reaffirm our commitment to the highest standards of information security, Oper Credits is excited to announce that it has been awarded the...

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4 min read

Streamlining collaboration between lenders and brokers with mortgage platform

For example in Switzerland, the large broker platforms command 60% of the market and smaller regional entities comprise the remaining 40%. However,...

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4 min read

Embracing Open Finance: Exploring the Potential of PSD3 for the Mortgage Industry in the EU

These are set to revolutionise how consumers interact with their financial institutions including mortgage providers, empowering them with greater...

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4 min read

Mortgage Trends 2023: Glass half empty or half full?

The general level of interest rates, lower consumer confidence, and deteriorating housing market prospects are driving the net decrease in housing...

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2 min read

Enabling the Digital DIP with a Mortgage Platform

One such area is in the onboarding of customers for current accounts. A process that used to take days and be laden with manual paperwork can now be...

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2 min read

Mortgage Trends 2023

During these last days of the year, we often ask: What are the mortgage trends you predict for 2023? Yes, our European clients anticipate a decrease...

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2 min read

Why the Mortgage Market Needs a Facelift

Digital mortgages are on the rise, but lenders are still lagging behind Buying a home is one of life’s biggest milestones. You’re not only acquiring...

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