Mortgage trends 2024: Navigating through uncertainty
As we explore the market challenges, it's crucial to understand the forces at play and how they're shaping mortgage lending across the continent. In...
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Navigating green mortgages with technology: a practical handbook for lenders
So how can lenders support borrowers in this journey? We now take a closer view of the lenders’ business model and zoom deeper into the impact on the...
Beyond Brick and Mortar: The Future of European Housing through Green Mortgages
This blog content is taken from our report “Are Green Mortgages the Bridge to a Greener Housing Landscape?” - read the report in full here. Financing...
Ensuring Security in Mortgage Lending: Oper Credits Achieves ISO 27001 Certification
To reaffirm our commitment to the highest standards of information security, Oper Credits is excited to announce that it has been awarded the...
Streamlining collaboration between lenders and brokers with mortgage platform
For example in Switzerland, the large broker platforms command 60% of the market and smaller regional entities comprise the remaining 40%. However,...
Embracing Open Finance: Exploring the Potential of PSD3 for the Mortgage Industry in the EU
These are set to revolutionise how consumers interact with their financial institutions including mortgage providers, empowering them with greater...
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Mortgage Trends 2023: Glass half empty or half full?
The general level of interest rates, lower consumer confidence, and deteriorating housing market prospects are driving the net decrease in housing...
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Enabling the Digital DIP with a Mortgage Platform
One such area is in the onboarding of customers for current accounts. A process that used to take days and be laden with manual paperwork can now be...
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Mortgage Trends 2023
During these last days of the year, we often ask: What are the mortgage trends you predict for 2023? Yes, our European clients anticipate a decrease...
Why the Mortgage Market Needs a Facelift
Digital mortgages are on the rise, but lenders are still lagging behind Buying a home is one of life’s biggest milestones. You’re not only acquiring...