---
title: "Blog: Expert insights for lending teams | Oper Credits | Lenders (2)"
description: Lenders | Technology and innovation insights for digital mortgages, from the platform helping European lenders and brokers streamline mortgage distribution. (2)
image: https://www.opercredits.com/hubfs/oper-og-default-en.png
---

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# The Oper Credits Blog

#### Insights on faster loan decisions, compliance automation, and the future of lending.

Filter by Tag Show All Analysis Belgium Conversion Innovation Lenders Open Finance Partnership Press Productivity

### Lenders (2)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/65ca1a59d23a535e2970de67_pexels-nataliya-vaitkevich-7172813.jpg?width=6240&height=4160&name=65ca1a59d23a535e2970de67_pexels-nataliya-vaitkevich-7172813.jpg)](https://www.opercredits.com/blog/navigating-through-uncertainty-the-future-of-mortgages-in-europe)

#### [Mortgage trends 2024: Navigating through uncertainty](https://www.opercredits.com/blog/navigating-through-uncertainty-the-future-of-mortgages-in-europe)

As we explore the market challenges, it's crucial to understand the forces at play and how they're shaping mortgage lending across the continent. In...

[Lenders](https://www.opercredits.com/blog/tag/lenders)

[Read More](https://www.opercredits.com/blog/navigating-through-uncertainty-the-future-of-mortgages-in-europe)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/65842e8ab284fdbbe2656c46_green-mortgages-2-(1).png?width=900&height=600&name=65842e8ab284fdbbe2656c46_green-mortgages-2-(1).png)](https://www.opercredits.com/blog/navigating-green-mortgages-a-practical-handbook-for-lenders)

#### [Navigating green mortgages with technology: a practical handbook for lenders](https://www.opercredits.com/blog/navigating-green-mortgages-a-practical-handbook-for-lenders)

So how can lenders support borrowers in this journey? We now take a closer view of the lenders’ business model and zoom deeper into the impact on the...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Analysis](https://www.opercredits.com/blog/tag/analysis)

[Read More](https://www.opercredits.com/blog/navigating-green-mortgages-a-practical-handbook-for-lenders)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/6555edeb92a8efa54c522d83_image.jpg?width=2000&height=1335&name=6555edeb92a8efa54c522d83_image.jpg)](https://www.opercredits.com/blog/beyond-brick-and-mortar-the-future-of-european-housing-through-green-mortgages)

#### [Beyond Brick and Mortar: The Future of European Housing through Green Mortgages](https://www.opercredits.com/blog/beyond-brick-and-mortar-the-future-of-european-housing-through-green-mortgages)

This blog content is taken from our report “Are Green Mortgages the Bridge to a Greener Housing Landscape?” - read the report in full here. Financing...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Analysis](https://www.opercredits.com/blog/tag/analysis)

[Read More](https://www.opercredits.com/blog/beyond-brick-and-mortar-the-future-of-european-housing-through-green-mortgages)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/6540f00046c2c6a1870fe09c_ISO-Certification-Blog.png?width=1200&height=800&name=6540f00046c2c6a1870fe09c_ISO-Certification-Blog.png)](https://www.opercredits.com/blog/ensuring-security-and-trust-in-mortgage-lending-oper-credits-achieves-iso-27001-certification)

#### [Ensuring Security in Mortgage Lending: Oper Credits Achieves ISO 27001 Certification](https://www.opercredits.com/blog/ensuring-security-and-trust-in-mortgage-lending-oper-credits-achieves-iso-27001-certification)

To reaffirm our commitment to the highest standards of information security, Oper Credits is excited to announce that it has been awarded the...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Productivity](https://www.opercredits.com/blog/tag/productivity) [Innovation](https://www.opercredits.com/blog/tag/innovation)

[Read More](https://www.opercredits.com/blog/ensuring-security-and-trust-in-mortgage-lending-oper-credits-achieves-iso-27001-certification)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/6511c8b5189e38806b134768_650ab31bc17fd64ed93f4cc7_handshake.png?width=1300&height=800&name=6511c8b5189e38806b134768_650ab31bc17fd64ed93f4cc7_handshake.png)](https://www.opercredits.com/blog/streamlining-mortgage-collaboration-between-lenders-and-brokers-a-digital-solution)

#### [Streamlining collaboration between lenders and brokers with mortgage platform](https://www.opercredits.com/blog/streamlining-mortgage-collaboration-between-lenders-and-brokers-a-digital-solution)

For example in Switzerland, the large broker platforms command 60% of the market and smaller regional entities comprise the remaining 40%. However,...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Innovation](https://www.opercredits.com/blog/tag/innovation)

[Read More](https://www.opercredits.com/blog/streamlining-mortgage-collaboration-between-lenders-and-brokers-a-digital-solution)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/6511c8b3a6f2b3426fdf5245_649d856da8aa6221cbed21d8_guillaume-perigois-0NRkVddA2fw-unsplash.jpg?width=3673&height=2449&name=6511c8b3a6f2b3426fdf5245_649d856da8aa6221cbed21d8_guillaume-perigois-0NRkVddA2fw-unsplash.jpg)](https://www.opercredits.com/blog/embracing-open-finance-exploring-the-potential-of-psd3-for-the-mortgage-industry-in-the-eu)

#### [Embracing Open Finance: Exploring the Potential of PSD3 for the Mortgage Industry in the EU](https://www.opercredits.com/blog/embracing-open-finance-exploring-the-potential-of-psd3-for-the-mortgage-industry-in-the-eu)

These are set to revolutionise how consumers interact with their financial institutions including mortgage providers, empowering them with greater...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Open Finance](https://www.opercredits.com/blog/tag/open-finance)

[Read More](https://www.opercredits.com/blog/embracing-open-finance-exploring-the-potential-of-psd3-for-the-mortgage-industry-in-the-eu)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/65300fa3d7f3572190edfc3a_image-_13_-min-(3).webp?width=4096&height=2729&name=65300fa3d7f3572190edfc3a_image-_13_-min-(3).webp)](https://www.opercredits.com/blog/your-mortgage-business-in-2023-glass-half-empty-or-half-full)

#### [Mortgage Trends 2023: Glass half empty or half full?](https://www.opercredits.com/blog/your-mortgage-business-in-2023-glass-half-empty-or-half-full)

The general level of interest rates, lower consumer confidence, and deteriorating housing market prospects are driving the net decrease in housing...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Analysis](https://www.opercredits.com/blog/tag/analysis)

[Read More](https://www.opercredits.com/blog/your-mortgage-business-in-2023-glass-half-empty-or-half-full)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/65300fb9b39952d00805dd48_image-_14_-min-(3).webp?width=6100&height=4067&name=65300fb9b39952d00805dd48_image-_14_-min-(3).webp)](https://www.opercredits.com/blog/enabling-the-digital-dip)

#### [Enabling the Digital DIP with a Mortgage Platform](https://www.opercredits.com/blog/enabling-the-digital-dip)

One such area is in the onboarding of customers for current accounts. A process that used to take days and be laden with manual paperwork can now be...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Analysis](https://www.opercredits.com/blog/tag/analysis)

[Read More](https://www.opercredits.com/blog/enabling-the-digital-dip)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/65300f970733cf5f9aae6833_image-_15_-min-_1_-_1_-(2).webp?width=5464&height=3640&name=65300f970733cf5f9aae6833_image-_15_-min-_1_-_1_-(2).webp)](https://www.opercredits.com/blog/mortgage-trends-2023)

#### [Mortgage Trends 2023](https://www.opercredits.com/blog/mortgage-trends-2023)

During these last days of the year, we often ask: What are the mortgage trends you predict for 2023? Yes, our European clients anticipate a decrease...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Analysis](https://www.opercredits.com/blog/tag/analysis)

[Read More](https://www.opercredits.com/blog/mortgage-trends-2023)

[![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/6511c8b57edb0d437583cf1e_62e7a3cbbd9b8064cb95c0c3_glenn-carstens-peters-npxXWgQ33ZQ-unsplash-2048x1363.jpg?width=2048&height=1363&name=6511c8b57edb0d437583cf1e_62e7a3cbbd9b8064cb95c0c3_glenn-carstens-peters-npxXWgQ33ZQ-unsplash-2048x1363.jpg)](https://www.opercredits.com/blog/why-the-mortgage-market-needs-a-facelift)

#### [Why the Mortgage Market Needs a Facelift](https://www.opercredits.com/blog/why-the-mortgage-market-needs-a-facelift)

Digital mortgages are on the rise, but lenders are still lagging behind Buying a home is one of life’s biggest milestones. You’re not only acquiring...

[Lenders](https://www.opercredits.com/blog/tag/lenders) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Analysis](https://www.opercredits.com/blog/tag/analysis)

[Read More](https://www.opercredits.com/blog/why-the-mortgage-market-needs-a-facelift)

[Prev](https://www.opercredits.com/blog/tag/lenders/page/1) [1](https://www.opercredits.com/blog/tag/lenders/page/1) [2](https://www.opercredits.com/blog/tag/lenders/page/2) [3](https://www.opercredits.com/blog/tag/lenders/page/3) [Next](https://www.opercredits.com/blog/tag/lenders/page/3)

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