--- title: "Blog: Expert insights for lending teams | Oper Credits (3)" description: Technology and innovation insights for digital mortgages, from the platform helping European lenders and brokers streamline mortgage distribution. (3) image: https://www.opercredits.com/hubfs/oper-og-default-en.png --- [Skip to the main content.](https://www.opercredits.com/blog/page/3#main-content) [From 3 Days to 3 Minutes: How banks integrate AI into existing credit processes → Download new whitepaper](https://www.opercredits.com/whitepaper-from-3-days-to-3-minutes-ai-in-credit-processes?hsLang=en) [![Oper Credits logo blue](https://www.opercredits.com/hs-fs/hubfs/20260714_Oper%20Credits%20logo%20blue%20transparent.png?width=588&height=164&name=20260714_Oper%20Credits%20logo%20blue%20transparent.png "Oper Credits logo blue")](https://opercredits.com?hsLang=en) [![Oper Credits logo blue](https://www.opercredits.com/hs-fs/hubfs/20260714_Oper%20Credits%20logo%20blue%20transparent.png?width=588&height=164&name=20260714_Oper%20Credits%20logo%20blue%20transparent.png "Oper Credits logo blue")](https://opercredits.com?hsLang=en) - Products - [Herman](https://www.opercredits.com/herman-ai) - [Origination Platform](https://www.opercredits.com/origination-platform) - [Use Cases](https://www.opercredits.com/use-cases) - [Customers](https://www.opercredits.com/case-studies) - [Compliance](https://www.opercredits.com/compliance) - Resources - [Blog](https://www.opercredits.com/blog) - [Reports](https://www.opercredits.com/reports) - [Webinars](https://www.opercredits.com/webinars) - Company - [About](https://www.opercredits.com/about-us) - [Careers](https://www.opercredits.com/careers) - [Partners](https://www.opercredits.com/partners) - [Contact](https://www.opercredits.com/contact) - [English](https://www.opercredits.com/blog) - [Deutsch](https://www.opercredits.com/de/blog) [Book a demo](https://www.opercredits.com/contact?hsLang=en) Toggle Menu - [English](https://www.opercredits.com/blog) - [Deutsch](https://www.opercredits.com/de/blog) Toggle Menu [Book a demo](https://www.opercredits.com/contact?hsLang=en) - Products - [Herman](https://www.opercredits.com/herman-ai) - [Origination Platform](https://www.opercredits.com/origination-platform) - [Use Cases](https://www.opercredits.com/use-cases) - [Customers](https://www.opercredits.com/case-studies) - [Compliance](https://www.opercredits.com/compliance) - Resources - [Blog](https://www.opercredits.com/blog) - [Reports](https://www.opercredits.com/reports) - [Webinars](https://www.opercredits.com/webinars) - Company - [About](https://www.opercredits.com/about-us) - [Careers](https://www.opercredits.com/careers) - [Partners](https://www.opercredits.com/partners) - [Contact](https://www.opercredits.com/contact) # The Oper Credits Blog #### Insights on faster loan decisions, compliance automation, and the future of lending. Filter by Tag Show All Analysis Belgium Conversion Innovation Lenders Open Finance Partnership Press Productivity [![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/67177a05fb5937000c2a4d61_oper-x-google-(3).png?width=900&height=600&name=67177a05fb5937000c2a4d61_oper-x-google-(3).png)](https://www.opercredits.com/blog/oper-credits-collaborates-with-google-cloud) #### [Oper collaborates with Google Cloud to supercharge mortgages with AI](https://www.opercredits.com/blog/oper-credits-collaborates-with-google-cloud) Our five-year collaboration with Google Cloud marks a major step forward in the digital transformation of the mortgage industry. With Google Cloud as our primary cloud provider, we will further leverage the power of AI to drive innovation and... [Partnership](https://www.opercredits.com/blog/tag/partnership) [Read More](https://www.opercredits.com/blog/oper-credits-collaborates-with-google-cloud) [![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/6694eccf6e463dc0f06fb143_Oper-Award-(2).png?width=900&height=600&name=6694eccf6e463dc0f06fb143_Oper-Award-(2).png)](https://www.opercredits.com/blog/we-won-best-digital-mortgage-platform-at-the-2024-fintech-breakthrough-awards) #### [Oper wins the Best Digital Mortgage Platform award](https://www.opercredits.com/blog/we-won-best-digital-mortgage-platform-at-the-2024-fintech-breakthrough-awards) About the Awards Now in its eighth year, the FinTech Breakthrough Awards recognize the most innovative and impactful companies in the financial... [Lenders](https://www.opercredits.com/blog/tag/lenders) [Productivity](https://www.opercredits.com/blog/tag/productivity) [Read More](https://www.opercredits.com/blog/we-won-best-digital-mortgage-platform-at-the-2024-fintech-breakthrough-awards) [![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/66795a24b61f98f81c01f17f_pexels-jopwell-2422293-(1).jpg?width=3600&height=2558&name=66795a24b61f98f81c01f17f_pexels-jopwell-2422293-(1).jpg)](https://www.opercredits.com/blog/how-can-lenders-boost-accuracy-of-mortgage-loan-requests-in-4-steps) #### [How can lenders use mortgage tech to boost accuracy of loan requests? 4 steps guide](https://www.opercredits.com/blog/how-can-lenders-boost-accuracy-of-mortgage-loan-requests-in-4-steps) Despite the ongoing digitisation of financial services, mortgage origination remains manual and paper-based. This leads to significant inefficiencies... [Lenders](https://www.opercredits.com/blog/tag/lenders) [Productivity](https://www.opercredits.com/blog/tag/productivity) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Read More](https://www.opercredits.com/blog/how-can-lenders-boost-accuracy-of-mortgage-loan-requests-in-4-steps) [![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/6627a41f66ac67df7741c0a0_pexels-pavel-danilyuk-8112161-(1).jpg?width=5843&height=3901&name=6627a41f66ac67df7741c0a0_pexels-pavel-danilyuk-8112161-(1).jpg)](https://www.opercredits.com/blog/hybrid-journeys-how-to-use-tech-to-build-lasting-relationships-with-your-borrowers) #### [How to use mortgage technology to build lasting relationships with your borrowers?](https://www.opercredits.com/blog/hybrid-journeys-how-to-use-tech-to-build-lasting-relationships-with-your-borrowers) In home financing, where processes are complex and the decision to buy a house can be one of the most important life choices for the borrower, the... [Innovation](https://www.opercredits.com/blog/tag/innovation) [Conversion](https://www.opercredits.com/blog/tag/conversion) [Read More](https://www.opercredits.com/blog/hybrid-journeys-how-to-use-tech-to-build-lasting-relationships-with-your-borrowers) [![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/65ddbf574a2ec3d7ff6332ef_shutterstock_2040549122-1-Large.jpg?width=1280&height=720&name=65ddbf574a2ec3d7ff6332ef_shutterstock_2040549122-1-Large.jpg)](https://www.opercredits.com/blog/your-guide-to-digitising-the-mortgage-origination-process-in-7-steps) #### [Your guide to digitising the mortgage origination process in 7 steps](https://www.opercredits.com/blog/your-guide-to-digitising-the-mortgage-origination-process-in-7-steps) Incorporating digital journeys significantly cuts processing times and operational costs by automating data verification, using electronic documents,... [Lenders](https://www.opercredits.com/blog/tag/lenders) [Productivity](https://www.opercredits.com/blog/tag/productivity) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Read More](https://www.opercredits.com/blog/your-guide-to-digitising-the-mortgage-origination-process-in-7-steps) [![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/65ca1a59d23a535e2970de67_pexels-nataliya-vaitkevich-7172813.jpg?width=6240&height=4160&name=65ca1a59d23a535e2970de67_pexels-nataliya-vaitkevich-7172813.jpg)](https://www.opercredits.com/blog/navigating-through-uncertainty-the-future-of-mortgages-in-europe) #### [Mortgage trends 2024: Navigating through uncertainty](https://www.opercredits.com/blog/navigating-through-uncertainty-the-future-of-mortgages-in-europe) As we explore the market challenges, it's crucial to understand the forces at play and how they're shaping mortgage lending across the continent. In... [Lenders](https://www.opercredits.com/blog/tag/lenders) [Read More](https://www.opercredits.com/blog/navigating-through-uncertainty-the-future-of-mortgages-in-europe) [![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/65a7c8e4e819897f4c346867_Oper-year-in-numbers-cover.png?width=900&height=600&name=65a7c8e4e819897f4c346867_Oper-year-in-numbers-cover.png)](https://www.opercredits.com/blog/more-than-mortgages-opers-2023-impact-review) #### [More than mortgages: Oper's 2023 impact review](https://www.opercredits.com/blog/more-than-mortgages-opers-2023-impact-review) But it wouldn't have happened without the support of our fantastic team, partners and clients. Let's take a closer look at the journey we had last... [Productivity](https://www.opercredits.com/blog/tag/productivity) [Read More](https://www.opercredits.com/blog/more-than-mortgages-opers-2023-impact-review) [![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/65842e8ab284fdbbe2656c46_green-mortgages-2-(1).png?width=900&height=600&name=65842e8ab284fdbbe2656c46_green-mortgages-2-(1).png)](https://www.opercredits.com/blog/navigating-green-mortgages-a-practical-handbook-for-lenders) #### [Navigating green mortgages with technology: a practical handbook for lenders](https://www.opercredits.com/blog/navigating-green-mortgages-a-practical-handbook-for-lenders) So how can lenders support borrowers in this journey? We now take a closer view of the lenders’ business model and zoom deeper into the impact on the... [Lenders](https://www.opercredits.com/blog/tag/lenders) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Analysis](https://www.opercredits.com/blog/tag/analysis) [Read More](https://www.opercredits.com/blog/navigating-green-mortgages-a-practical-handbook-for-lenders) [![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/6555edeb92a8efa54c522d83_image.jpg?width=2000&height=1335&name=6555edeb92a8efa54c522d83_image.jpg)](https://www.opercredits.com/blog/beyond-brick-and-mortar-the-future-of-european-housing-through-green-mortgages) #### [Beyond Brick and Mortar: The Future of European Housing through Green Mortgages](https://www.opercredits.com/blog/beyond-brick-and-mortar-the-future-of-european-housing-through-green-mortgages) This blog content is taken from our report “Are Green Mortgages the Bridge to a Greener Housing Landscape?” - read the report in full here. Financing... [Lenders](https://www.opercredits.com/blog/tag/lenders) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Analysis](https://www.opercredits.com/blog/tag/analysis) [Read More](https://www.opercredits.com/blog/beyond-brick-and-mortar-the-future-of-european-housing-through-green-mortgages) [![](https://www.opercredits.com/hs-fs/hubfs/Imported_Blog_Media/6540f00046c2c6a1870fe09c_ISO-Certification-Blog.png?width=1200&height=800&name=6540f00046c2c6a1870fe09c_ISO-Certification-Blog.png)](https://www.opercredits.com/blog/ensuring-security-and-trust-in-mortgage-lending-oper-credits-achieves-iso-27001-certification) #### [Ensuring Security in Mortgage Lending: Oper Credits Achieves ISO 27001 Certification](https://www.opercredits.com/blog/ensuring-security-and-trust-in-mortgage-lending-oper-credits-achieves-iso-27001-certification) To reaffirm our commitment to the highest standards of information security, Oper Credits is excited to announce that it has been awarded the... [Lenders](https://www.opercredits.com/blog/tag/lenders) [Productivity](https://www.opercredits.com/blog/tag/productivity) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Read More](https://www.opercredits.com/blog/ensuring-security-and-trust-in-mortgage-lending-oper-credits-achieves-iso-27001-certification) [Prev](https://www.opercredits.com/blog/page/2) [1](https://www.opercredits.com/blog/page/1) [2](https://www.opercredits.com/blog/page/2) [3](https://www.opercredits.com/blog/page/3) [4](https://www.opercredits.com/blog/page/4) [Next](https://www.opercredits.com/blog/page/4) [![big\_logotype-1](https://www.opercredits.com/hubfs/big_logotype-1.png)](https://www.opercredits.com/?hsLang=en) [Linkedin](https://www.linkedin.com/company/opercredits/)[YouTube](https://www.youtube.com/@OperCredits) Products Products - [Herman](https://www.opercredits.com/herman-ai) - [Use Cases](https://www.opercredits.com/use-cases) - [Customers](https://www.opercredits.com/case-studies) - [Compliance](https://www.opercredits.com/compliance) - [Origination Platform](https://www.opercredits.com/origination-platform) Resources Resources - [Blog](https://www.opercredits.com/blog) - [Reports](https://www.opercredits.com/reports) - [Webinar](https://www.opercredits.com/webinars) Company Company - [About](https://www.opercredits.com/about-us) - [Careers](https://www.opercredits.com/careers) - [Partners](https://www.opercredits.com/partners) - [Contact](https://www.opercredits.com/contact) - [Privacy Policy](https://www.opercredits.com/privacy-policy) - [Cookie Policy](https://www.opercredits.com/cookie-policy) - [Terms of Use](https://www.opercredits.com/terms-of-use) - [Legal Notice](https://www.opercredits.com/legal-notice) - [Data Processors](https://www.opercredits.com/data-processors) - [Reporting a Security Issue](https://www.opercredits.com/reporting-a-security-issue) © 2026 Oper Credits ```json { "@context" : "https://schema.org", "@id" : "https://www.opercredits.com/#organization", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "BE", "addressLocality" : "Antwerp", "postalCode" : "2000", "streetAddress" : "Lange Gasthuisstraat 29" }, "description" : "Oper Credits builds Herman, the AI credit analyst for mortgage lending at regulated European banks and lenders.", "founder" : [ { "@type" : "Person", "name" : "Geert Van Kerckhoven", "sameAs" : "https://www.linkedin.com/in/geertvankerckhoven" }, { "@type" : "Person", "name" : "Wouter Lachat" } ], "foundingDate" : "2018", "legalName" : "Oper Credits BV", "logo" : "https://www.opercredits.com/hubfs/20260714_Oper%20Credits%20logo%20blue%20transparent.png", "name" : "Oper Credits", "sameAs" : [ "https://www.linkedin.com/company/opercredits/", "https://www.youtube.com/@OperCredits", "https://www.crunchbase.com/organization/oper-781f" ], "url" : "https://www.opercredits.com", "vatID" : "BE0719676454" } ```