--- title: "AI-Powered Mortgage Automation: Oper Credits and Google Cloud Collaboration for European Banks" description: Oper Credits partners with Google Cloud to enhance its AI-powered mortgage software, driving innovation in mortgage automation for European banks. Discover how this collaboration boosts efficiency and compliance in mortgage origination software. image: https://www.opercredits.com/hubfs/Imported_Blog_Media/67177a05fb5937000c2a4d61_oper-x-google-(3).png --- [Skip to the main content.](https://www.opercredits.com/blog/oper-credits-collaborates-with-google-cloud#main-content) [From 3 Days to 3 Minutes: How banks integrate AI into existing credit processes → Download new whitepaper](https://www.opercredits.com/whitepaper-from-3-days-to-3-minutes-ai-in-credit-processes?hsLang=en) [![Oper Credits logo blue](https://www.opercredits.com/hs-fs/hubfs/20260714_Oper%20Credits%20logo%20blue%20transparent.png?width=588&height=164&name=20260714_Oper%20Credits%20logo%20blue%20transparent.png "Oper Credits logo blue")](https://opercredits.com?hsLang=en) [![Oper Credits logo blue](https://www.opercredits.com/hs-fs/hubfs/20260714_Oper%20Credits%20logo%20blue%20transparent.png?width=588&height=164&name=20260714_Oper%20Credits%20logo%20blue%20transparent.png "Oper Credits logo blue")](https://opercredits.com?hsLang=en) - Products - [Herman](https://www.opercredits.com/herman-ai) - [Origination Platform](https://www.opercredits.com/origination-platform) - [Use Cases](https://www.opercredits.com/use-cases) - [Customers](https://www.opercredits.com/case-studies) - [Compliance](https://www.opercredits.com/compliance) - Resources - [Blog](https://www.opercredits.com/blog) - [Reports](https://www.opercredits.com/reports) - [Webinars](https://www.opercredits.com/webinars) - Company - [About](https://www.opercredits.com/about-us) - [Careers](https://www.opercredits.com/careers) - [Partners](https://www.opercredits.com/partners) - [Contact](https://www.opercredits.com/contact) [Book a demo](https://www.opercredits.com/contact?hsLang=en) Toggle Menu Toggle Menu [Book a demo](https://www.opercredits.com/contact?hsLang=en) - Products - [Herman](https://www.opercredits.com/herman-ai) - [Origination Platform](https://www.opercredits.com/origination-platform) - [Use Cases](https://www.opercredits.com/use-cases) - [Customers](https://www.opercredits.com/case-studies) - [Compliance](https://www.opercredits.com/compliance) - Resources - [Blog](https://www.opercredits.com/blog) - [Reports](https://www.opercredits.com/reports) - [Webinars](https://www.opercredits.com/webinars) - Company - [About](https://www.opercredits.com/about-us) - [Careers](https://www.opercredits.com/careers) - [Partners](https://www.opercredits.com/partners) - [Contact](https://www.opercredits.com/contact) 2 min read # Oper collaborates with Google Cloud to supercharge mortgages with AI [Geert Van Kerckhoven](https://www.opercredits.com/blog/author/geert-van-kerckhoven) : October 21, 2024 [Partnership](https://www.opercredits.com/blog/tag/partnership) ![Oper collaborates with Google Cloud to supercharge mortgages with AI](https://www.opercredits.com/hubfs/Imported_Blog_Media/67177a05fb5937000c2a4d61_oper-x-google-(3).png) Our five-year collaboration with Google Cloud marks a major step forward in the digital transformation of the mortgage industry. With Google Cloud as our primary cloud provider, we will further leverage the power of AI to drive innovation and efficiency while keeping compliance at the core of its mortgage platform. The collaboration between our two companies is a natural fit, aligning our shared vision for utilising cutting-edge technology to solve complex industry challenges. By integrating Google Cloud’s robust infrastructure and advanced AI capabilities, we will accelerate our delivery of innovative solutions for retail banks across Europe. > “Our goal has always been to revolutionize mortgage lending by making it faster, more accurate, and less reliant on paperwork,” said Geert van Kerckhoven, CEO of Oper. “Google Cloud’s AI technologies, combined with their secure and scalable infrastructure, will allow us to take our platform to the next level, enabling us to offer even smarter, data-driven solutions to our customers.” Oper’s mortgage platform already delivers strong results, including a 25% increase in digital customer conversion, an 81% reduction in time to mortgage decisions, and a 90% success rate in getting loan applications right on the first try. With Google Cloud, we are set to push these figures even further for our clients by deepening our AI-driven capabilities and enabling even bigger product features. Crucially, Google Cloud’s expertise in security, privacy, and compliance means that we can continue to meet the stringent regulatory requirements of the financial services industry while scaling our product offerings. For the 16 financial institutions across six European countries already relying on our platform, this collaboration means even greater reliability and innovation in their digital mortgage processes. “This collaboration isn’t just about technology; it’s about trust,” added Stephanie Ng-Fragner, General Counsel at Oper. “Google Cloud provides the compliance frameworks and security standards that the financial industry demands, which is crucial for us as we continue to expand and innovate.” #### What Google Cloud says about the collaboration: > “Google Cloud is committed to providing the industry’s most open cloud and helping customers accelerate their digital transformation with AI,” said Zac Maufe, Global Head of Regulated Industries, Google Cloud. “Through this new collaboration, Oper Credits will use Google Cloud’s infrastructure to power new capabilities that can improve mortgage processes and create real-world value for financial institutions.” As financial institutions face increasing pressure to modernize their digital infrastructure, we are uniquely positioned to lead the way with Google Cloud, helping banks deliver faster, smarter mortgage services while maintaining full regulatory compliance.   Would you like to learn how we can transform your mortgage business with the power of AI? Book a demo with our experts today and see how Oper can help you streamline mortgage processes: [![](https://www.opercredits.com/hubfs/Imported_Blog_Media/671633819e7c5233eba7ddd4_67162d998d3e0eab40c0d704_book-a-demo-in-blog-CTA.png)](https://www.opercredits.com/contact?utm_source=Content&utm_medium=Blog&utm_campaign=Google&hsLang=en)   - [Tweet](https://twitter.com/share) ## Stay up to date with mortgage technology news Subscribe to our list and be the first to receive industry insights straight to your inbox [![Your guide to digitising the mortgage origination process in 7 steps](https://www.opercredits.com/hubfs/Imported_Blog_Media/65ddbf574a2ec3d7ff6332ef_shutterstock_2040549122-1-Large.jpg)](https://www.opercredits.com/blog/your-guide-to-digitising-the-mortgage-origination-process-in-7-steps?hsLang=en) 3 min read #### [Your guide to digitising the mortgage origination process in 7 steps](https://www.opercredits.com/blog/your-guide-to-digitising-the-mortgage-origination-process-in-7-steps?hsLang=en) [Geert Van Kerckhoven](https://www.opercredits.com/blog/author/geert-van-kerckhoven) : Feb 27, 2024, 12:00:00 AM Incorporating digital journeys significantly cuts processing times and operational costs by automating data verification, using electronic documents,... [Lenders](https://www.opercredits.com/blog/tag/lenders) [Productivity](https://www.opercredits.com/blog/tag/productivity) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Read More](https://www.opercredits.com/blog/your-guide-to-digitising-the-mortgage-origination-process-in-7-steps?hsLang=en) [![Oper wins the Best Digital Mortgage Platform award](https://www.opercredits.com/hubfs/Imported_Blog_Media/6694eccf6e463dc0f06fb143_Oper-Award-(2).png)](https://www.opercredits.com/blog/we-won-best-digital-mortgage-platform-at-the-2024-fintech-breakthrough-awards?hsLang=en) 1 min read #### [Oper wins the Best Digital Mortgage Platform award](https://www.opercredits.com/blog/we-won-best-digital-mortgage-platform-at-the-2024-fintech-breakthrough-awards?hsLang=en) [Geert Van Kerckhoven](https://www.opercredits.com/blog/author/geert-van-kerckhoven) : Jul 15, 2024, 12:00:00 AM About the Awards Now in its eighth year, the FinTech Breakthrough Awards recognize the most innovative and impactful companies in the financial... [Lenders](https://www.opercredits.com/blog/tag/lenders) [Productivity](https://www.opercredits.com/blog/tag/productivity) [Read More](https://www.opercredits.com/blog/we-won-best-digital-mortgage-platform-at-the-2024-fintech-breakthrough-awards?hsLang=en) [![How can lenders use mortgage tech to boost accuracy of loan requests? 4 steps guide](https://www.opercredits.com/hubfs/Imported_Blog_Media/66795a24b61f98f81c01f17f_pexels-jopwell-2422293-(1).jpg)](https://www.opercredits.com/blog/how-can-lenders-boost-accuracy-of-mortgage-loan-requests-in-4-steps?hsLang=en) 3 min read #### [How can lenders use mortgage tech to boost accuracy of loan requests? 4 steps guide](https://www.opercredits.com/blog/how-can-lenders-boost-accuracy-of-mortgage-loan-requests-in-4-steps?hsLang=en) [Geert Van Kerckhoven](https://www.opercredits.com/blog/author/geert-van-kerckhoven) : Jun 24, 2024, 12:00:00 AM Despite the ongoing digitisation of financial services, mortgage origination remains manual and paper-based. This leads to significant inefficiencies... [Lenders](https://www.opercredits.com/blog/tag/lenders) [Productivity](https://www.opercredits.com/blog/tag/productivity) [Innovation](https://www.opercredits.com/blog/tag/innovation) [Read More](https://www.opercredits.com/blog/how-can-lenders-boost-accuracy-of-mortgage-loan-requests-in-4-steps?hsLang=en) [![big\_logotype-1](https://www.opercredits.com/hubfs/big_logotype-1.png)](https://www.opercredits.com/?hsLang=en) [Linkedin](https://www.linkedin.com/company/opercredits/)[YouTube](https://www.youtube.com/@OperCredits) Products Products - [Herman](https://www.opercredits.com/herman-ai) - [Use Cases](https://www.opercredits.com/use-cases) - [Customers](https://www.opercredits.com/case-studies) - [Compliance](https://www.opercredits.com/compliance) - [Origination Platform](https://www.opercredits.com/origination-platform) Resources Resources - [Blog](https://www.opercredits.com/blog) - [Reports](https://www.opercredits.com/reports) - [Webinar](https://www.opercredits.com/webinars) Company Company - [About](https://www.opercredits.com/about-us) - [Careers](https://www.opercredits.com/careers) - [Partners](https://www.opercredits.com/partners) - [Contact](https://www.opercredits.com/contact) - [Privacy Policy](https://www.opercredits.com/privacy-policy) - [Cookie Policy](https://www.opercredits.com/cookie-policy) - [Terms of Use](https://www.opercredits.com/terms-of-use) - [Legal Notice](https://www.opercredits.com/legal-notice) - [Data Processors](https://www.opercredits.com/data-processors) - [Reporting a Security Issue](https://www.opercredits.com/reporting-a-security-issue) © 2026 Oper Credits ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Geert Van Kerckhoven", "url" : "https://www.opercredits.com/blog/author/geert-van-kerckhoven" }, "dateModified" : "2026-08-12T15:24:54.645Z", "datePublished" : "2024-10-21T22:00:00.000Z", "headline" : "AI-Powered Mortgage Automation: Oper Credits and Google Cloud Collaboration for European Banks", "image" : [ "https://www.opercredits.com/hubfs/Imported_Blog_Media/67177a05fb5937000c2a4d61_oper-x-google-(3).png" ], "mainEntityOfPage" : { "@id" : "https://www.opercredits.com/blog/oper-credits-collaborates-with-google-cloud", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.opercredits.com/hubfs/20260714_Oper%20Credits%20logo%20blue%20transparent.png" }, "name" : "Oper Credits" } } ``` ```json { "@context" : "https://schema.org", "@id" : "https://www.opercredits.com/#organization", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "BE", "addressLocality" : "Antwerp", "postalCode" : "2000", "streetAddress" : "Lange Gasthuisstraat 29" }, "description" : "Oper Credits builds Herman, the AI credit analyst for mortgage lending at regulated European banks and lenders.", "founder" : [ { "@type" : "Person", "name" : "Geert Van Kerckhoven", "sameAs" : "https://www.linkedin.com/in/geertvankerckhoven" }, { "@type" : "Person", "name" : "Wouter Lachat" } ], "foundingDate" : "2018", "legalName" : "Oper Credits BV", "logo" : "https://www.opercredits.com/hubfs/20260714_Oper%20Credits%20logo%20blue%20transparent.png", "name" : "Oper Credits", "sameAs" : [ "https://www.linkedin.com/company/opercredits/", "https://www.youtube.com/@OperCredits", "https://www.crunchbase.com/organization/oper-781f" ], "url" : "https://www.opercredits.com", "vatID" : "BE0719676454" } ```